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From standard automobiles to specialty, commercial, and recreational assets, we deliver experience-driven appraisals and damage valuations you can rely on.


Independent Vehicle Valuation and Appraisals

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Three Horizons Appraisal delivers experience-driven damage analysis and vehicle evaluations, providing accurate and defensible results for a wide range of vehicle types nationwide.

Accuracy Across Every Horizon

Services

Expert valuations and damage analysis serving Albuquerque and beyond.

Appraisals You Can Trust

Experience-driven damage analysis and estimating support focused on accuracy, documentation integrity, and cycle-time efficiency. We deliver consistent, defensible estimates that support timely claim resolution and align with appraisal firm and carrier expectations.
Why Appraisal Firms Work With Us
Proven field and desk estimating experience across diverse loss types
Consistent documentation and line-note clarity Strong cycle-time awareness and responsiveness Estimates aligned with carrier and TPA expectations Reliable support during high-volume and CAT conditions
Methodology &amp; Standards
Our estimating approach emphasizes accurate loss evaluation, clear documentation, and consistent application of industry-accepted repair methodologies. Estimates are prepared using recognized estimating platforms and supported by photos, line notes, and loss-specific considerations to promote defensibility and efficient claim handling.

Damage Analysis and Estimating Support

Hail &amp; PDR Estimating (Nationwide)
Nationwide catastrophe deployments supporting hail-related losses, with specialized experience in hail damage scoping, PDR analysis, and estimating aligned with industry standards. Our work supports consistent, supported repair decisions during high-volume CAT events.
Flood Loss Estimating
Flood damage estimating informed by extensive experience evaluating vehicles in Gulf Coast loss environments. This background supports accurate identification of flood-related vehicle impact and the capacity to manage high-volume assignments during CAT events.

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Catastrophe Loss Support

Thorough appraisals for RVs and motorhomes, capturing all essential details. Professional damage estimating and repair analysis for RVs and motorhomes with complex structural and system components.

RV and Motorhome Assessments

Experienced damage estimating and valuation services for commercial vehicles and equipment, including heavy trucks, trailers, agricultural, and construction equipment.

Commercial Vehicle Valuations

Full-scope services for exotic, classic, and antique vehicles, including damage analysis, pre-purchase inspections, and market valuations.

Classic Vehicle Valuation

Motorcycles
Damage estimating and valuation services for motorcycles, including collision, structural, and cosmetic losses.
Powersports Vehicles
Damage estimating and valuation for powersports vehicles, including ATVs, UTVs, and side-by-sides.

Motorcycle Appraisal Services

Independent diminished value and total loss appraisals to support fair market value settlements when insurance offers fall short.
Our valuations are based on documented market data, vehicle condition, and loss-specific factors to establish an accurate and defensible fair market value. These appraisals are commonly used to support negotiations with insurers and provide clarity when settlement amounts are disputed.

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Diminished Value & Total Loss Appraisals

Estimating support for collision repair facilities built on real-world body shop experience and a clear understanding of insurer expectations. Our approach emphasizes complete documentation, repair justification, and estimate presentation aligned with carrier guidelines to support efficient review and approval.

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Body Shop Estimating Support 

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businessman in suit and car auto insurance agent assess car damage, discussing deductible, claims, coverage options comprehensive and collision insurance, completing necessary forms and appraisals.

Check and inspect the condition of the car engine in detail. The mechanic is writing on a clipboard while looking at the car engine to assess the car's repair and maintenance.

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Customer Stories: Consistent Accuracy

Amazing service! Three Horizons Appraisal in Albuquerque provided a detailed and accurate appraisal for my classic car. The team was knowledgeable and professional, making the process smooth and stress-free. Highly recommend them for any vehicle appraisal needs!

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Three Horizons Appraisal exceeded my expectations! Their expertise in appraising my motorcycle was evident. The staff was friendly and the process was quick and efficient. I couldn't be happier with their service. Definitely the go-to for any vehicle appraisal in Albuquerque!

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Comprehensive Auto Appraisal Services

Professional estimating support for collision repair facilities, focused on accurate damage scoping, complete documentation, and estimate presentation aligned with insurer standards.


Body Shop Estimating 

Independent diminished value analysis documenting post-repair loss in market value, supported by vehicle-specific data and market research.

Diminished Value Appraisal

Independent fair market value analysis for vehicles declared a total loss. Each valuation includes vehicle configuration review, condition assessment, market comparable analysis, and a defensible value conclusion supported by documented market data.

Total Loss Appraisal Package 

Independent, buyer-focused inspections designed to evaluate condition, originality, and visible concerns before purchase, with a clear written report to support informed decisions.

Pre-Purchase Inspections for Classic & Exotic Vehicles

Discover Auto Appraisal Information

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<h3>Connect With Our Appraisal Experts</h3> Reach out to Three Horizons Appraisal in Albuquerque for all vehicle appraisal needs.

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Three Horizons Appraisal 

Three Horizons Appraisal is an independent auto appraisal firm specializing in accurate damage estimating for automobiles, trucks, heavy equipment, specialty vehicles, classic cars, and exotics. We focus on catastrophe claims, including flood and hail losses, delivering objective, reliable assessments for insurers and industry partners.