Vehicle Valuation Built on Experience

Serving appraisal firms with damage analysis and private clients with independent vehicle valuations across standard, specialty, commercial, and recreational assets.

Accuracy Across Every Horizon

Three Horizons Appraisal delivers experience-driven damage analysis and vehicle evaluations, providing accurate and defensible results for a wide range of vehicle types nationwide.

Appraisals You Can Trust

Expert valuations and damage analysis serving Albuquerque and beyond.
Insurance Inspector in Action

Damage Analysis & Estimating Support

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Close-up of car wheel and asphalt road under the rain have rain

Catastrophe Damage Estimating

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RV Technician Inspecting Exterior

RV & Motorhome Damage Estimating

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Heavy hauling

Commercial Vehicle Damage Estimating

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Classic Cars

Classic & Exotic Vehicle Valuation and Damage Estimating

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Linear

Motorcycle & Powersports Damage Estimating

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Business Value Added Concept. Businessperson touching slider moving from minimum to maximum, value increase, service enhancement, company value added, add mindset, and strategic business growth.

Diminished Value & Total Loss Appraisals

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Auto mechanic straightening car body in car service station

Body Shop Estimating Support

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Classic vintage muscle car

Pre-Purchase Inspections for Classic & Exotic Vehicles

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Comprehensive Auto Appraisal Services

Body Shop Estimating

$150

per vehicle

Professional estimating support for collision repair facilities, focused on accurate damage scoping, complete documentation, and estimate presentation aligned with insurer standards.

Basic inspection

Standard report

1-day delivery

Email support

Diminished Value Appraisal

Starting at $350

$350 Standard | Specialty Vehicles from $450

Independent diminished value analysis documenting post-repair loss in market value, supported by vehicle-specific data and market research.

Detailed inspection and review

Comparable market valution

Comprehensive review and detailed report

Phone and email support

Total Loss Appraisal Package

$350

per vehicle, conditions apply

Independent fair market value analysis for vehicles declared a total loss. Each valuation includes vehicle configuration review, condition assessment, market comparable analysis, and a defensible value conclusion supported by documented market data.

Full assessment

Historical data

On-site visit, if necessary

Priority support

Pre-Purchase Inspections for Classic & Exotic Vehicles

Starting at $350

per vehicle, conditions apply

Independent, buyer-focused inspections designed to evaluate condition, originality, and visible concerns before purchase, with a clear written report to support informed decisions.

Intensive inspection

Comprehensive report

Email support

See services page for full details!

FAQ

What types of clients do you work with?

We work with appraisal firms, insurance carriers, collision repair facilities, and private vehicle owners. Services are tailored based on whether the assignment involves damage analysis support, independent valuation, or buyer-focused inspection.

What types of vehicles do you handle?

We provide services for a wide range of vehicles, including standard automobiles, classic and exotic vehicles, commercial trucks and equipment, RVs and motorhomes, motorcycles, and recreational vehicles.

How long does an appraisal or valuation take?

Most appraisals and valuations are completed within 24–72 hours once all required documentation is received. Timing may vary based on vehicle complexity, market research requirements, or inspection logistics.

What information do you need to get started?

Requirements vary by service, but typically include:

  • Vehicle year, make, model, and VIN
  • Mileage and location
  • Loss or purchase details
  • Photos or repair documentation, when applicable
  • Specific requirements will be outlined after initial contact.

Are your appraisals independent?

Yes. All appraisals and valuations are prepared independently and objectively, using documented market data, industry-standard methodologies, and professional judgment.

Can your reports be submitted to insurance companies?

Yes. Our reports are commonly used to support discussions with insurance carriers and appraisal firms. While outcomes cannot be guaranteed, reports are prepared with clarity and defensibility in mind.

Do you negotiate claims with insurance companies?

No. We provide independent analysis and documentation only. We do not negotiate claims or act as a public adjuster.

What is total loss valuation support?

Total loss valuation support provides an independent review of an insurance company’s valuation. It identifies discrepancies, documents market evidence, and offers a defensible valuation conclusion that can be used during settlement discussions. This service does not involve negotiating claims on your behalf.

What is a diminished value appraisal?

A diminished value appraisal documents the loss in market value that may remain after a vehicle has been properly repaired following a collision. This service is typically used when a vehicle owner believes the insurance settlement does not reflect the vehicle’s true post-repair value.

Do you communicate with insurance companies or valuation vendors?

In some cases, we may communicate directly with third-party valuation services used by insurance companies to clarify vehicle information, documentation, or market data relevant to the valuation. We do not negotiate settlements or act as a representative for the vehicle owner.

How do I prepare for a pre-purchase inspection?

Provide the vehicle’s year, make, model, VIN, mileage, and any service or ownership history you have available. This ensures the most accurate assessment.

Do you travel for inspections?

Yes. Travel may be required for certain pre-purchase inspections or on-site assessments depending on the service and location. Additional travel fees may apply.

What documents should I gather before requesting an appraisal?

Useful documents include the vehicle’s title, registration, repair records, mileage history, photos of condition, and any prior valuation or insurance data.

Schedule a Consultation

Reach out to us for all of your vehicle appraisal needs!

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